Budgets and forecasts with cash flow and liquidity

Plan for liquidity – not just profitability

It’s not profit that keeps the wheels turning – it’s the cash in the bank. When cash flow is integrated into your budgets and forecasts, you get a complete view of your company’s financial health.
That’s why cash flow forecasting comes as standard in the budgeting and forecasting solution.

Cash flow reveals what the profit line conceals

Delays in payments, stockpiling, or demanding payment terms can create growing liquidity gaps – without showing up in the profit line.

With cash flow as part of your budgeting and forecasting, you avoid headaches like:

Profits that give a false sense of security:
You see when the money actually comes in – not just that you're technically in the black on paper.
Liquidity gaps you catch too late:
The forecast shows future monthly balances, so you can act before the account runs dry.
Manual simulations in spreadsheets:
Calculations happen automatically, based on input and assumptions.
Person-dependent cash flow models:
Everything is gathered in one shared model – with access control.
Being caught unprepared: Test different scenarios and how cash flow responds.
Sudden and urgent funding gaps:
Identify when you’ll need cash – and how much – before it’s too late.

From P&L to cash flow budget

Get a forward-looking view of your cash flow and balance – month by month.

The forecast builds a complete future ledger showing which accounts and transactions are impacted over time.

Enter P&L inputs

Revenue, costs, loans, and investments – just like in a regular budget or forecast. Use a driver-based model or other input methods.

Define rules and assumptions

Payment terms, IB due dates, DIO/DSO, VAT, and payroll-related rules – anything that affects when the money actually moves.

Roll the forecast, adjust and simulate

Get full control of future cash flow. Test different scenarios by adjusting assumptions like payment delays, inventory, or growth, and see what’s coming.

Cash is king

Even profitable companies can run out of cash.
With the CFO platform, you build a cash flow budget that shows when this might happen – giving you the time to act before it’s too late.